Clayton Blog

We could all use a little more organization in our lives, but sometimes organization can be a cost that’s not necessarily in the budget. Check out these 7 budget friendly ways to organize your home by taking a trip to your local low-cost convenience store!

 

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Topics: Home Maintenance, Financial

Buying a home is a big decision, and if you’re anything like me, you don’t always know what questions to ask yourself when trying to find the perfect home. These days there are tons of options to choose from, and while it’s great that you can basically customize a home however you want, it can be overwhelming.

 

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Topics: Financial, Manufactured Housing

Trying to decide if you and your family are ready to buy a new home can seem impossible and often leaves you with more questions than answers.

 

Questions To Ask Yourself

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Topics: Financial

Deciding to buy a home is a big decision. Saving for a deposit on your dream home can be stressful mentally and financially. But there are ways to take some of the pressure off your pocketbook and ease your mind when saving for a deposit. One easy way to save money without having to give up things you love is to coupon.

 

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Topics: Financial

For most of us, fall has finally rolled around and that means your utility bills are dropping. Temperatures are cooler, you're using less air-conditioning and taking advantage of open windows and doors to get some fresh air.

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Topics: Financial

Home Insurance. We know we all need it. 

 

 

But what exactly is home insurance, and why is it important? 

Home insurance, also known as hazard insurance, protects from losses and damage to your property caused by perils. Perils can include by fire, burglary, floods, earthquakes, etc.

We all want to protect what's dear to us, but it's also important to comply with your mortgage lender's requirements. Most mortgage lenders require you to have home insurance and generally require proof that you have an active home insurance policy.

 

If you own a manufactured home, there is something else to consider: home insurance is different for manufactured homes than modular or site built homes.

 

It means that there are certain things you should look for in manufactured home insurance like how a policy handles replacement costs. 

 

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Topics: Financial

So you’ve picked out your dream home, selected the paint colors, countertops and cabinets, and now, you are getting ready to select your lender.

 

You’ve done your research and looked at terms and rates. You’re just trying to choose between your two or three top lenders, when you come across the term “mortgage escrow”.

 


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Topics: Financial

These days, there’s an app for everything, even for making homes more energy efficient!

Technology has given us the ability to save both time and money, freeing up those resources for the things and people we love. 

 

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Topics: Financial, Going Green

Keeping track of your credit score is important both before and after you buy a new home.

Before applying for a loan with the lender of you choice, you will want to get your credit in the best shape possible to help increase your ability to get the best possible loan terms! Building and maintaining a good credit score can help make the loan process much easier.

Check out these tips on how to keep your credit in check and how to improve your credit score the smart way!

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Topics: Financial

Last week, we saw how some additional steps can contribute to the overall value of your manufactured home investment. Those steps are crucial before you purchase and move into your home, but adding value to your home does not stop there!

As with all homes, regular maintenance is key to protecting your investment. The following points are just a few things you can do to maximize the comfort and value of your home.

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Topics: Financial, Manufactured Housing