Clayton Blog

It’s no surprise that first-time home buyers often have the most questions about the financing part of the home buying process, which usually includes the different types of mortgages. FHA, VA and USDA are some types of mortgages you may have heard of, but today we’re going to look at one of the most common types of mortgages for home buyers, the conventional mortgage, which is also known as a conventional loan.

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Topics: Financial

When purchasing your dream home, it is helpful to know the different types of loans available to you. From conventional mortgages to government sponsored home loan programs, there are many options so it is a good idea to talk to your lender about which loan program is best for your situation. For many people living in or moving to small towns and rural areas, a loan guaranteed by the United States Department of Agriculture (USDA), which is often called a USDA loan, is an option to consider.

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Topics: Financial

When it comes to mobile home financing, the variety of home loan programs available can be a bit overwhelming. One type of loan to consider is a loan guaranteed by the US. Department of Veterans Affairs, which are often called VA loans for short.

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Topics: Financial

In its 2017 The State of the Nation’s Housing report, Harvard’s Joint Center for Housing Studies points out that the housing market is slowly regaining its strength nearly a decade after the Recession of 2008. However, not all markets and households are flourishing, and affordability issues still remain near record levels.

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Topics: Financial, Manufactured Housing

Making the decision to buy a home can be quite daunting. Determining whether you are making the right investment in a home that will last for years to come is the main question for most home buyers. The great news is that your local home center is the perfect place to answer this critical question and find your perfect home investment! 

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Topics: Financial

With the end of every year comes the chance to make the next year even better. That’s the spirit of a little tradition called the New Year’s Resolution.

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Topics: Financial

If you plan to buy a manufactured or modular home and also plan to finance your purchase, you want to know what options you have.

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Topics: Financial

For most of us, fall has finally rolled around and that means your utility bills are dropping. Temperatures are cooler, you're using less air-conditioning and taking advantage of open windows and doors to get some fresh air. 

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Topics: Financial

Let’s talk about budgeting. Still here? Good! If you’re anything like me, the thought of budgeting triggers a panic response. Turns out that’s not uncommon.

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Topics: Financial

No matter how much preparation you do or how much time you allot yourself, moving to a new home is a lot of work and sometimes you can forget to take care of certain tasks. Aside from actually moving your furniture and belongings, shutting off your utilities and transferring other services is one of the most important parts of moving.

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Topics: Financial